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20150527

Good Morning Mail (Karmic fruits)

Good Morning!!:-)


"One that would have the fruit must climb the tree" 
                                                                       - Thomas Fuller

Have A GOOD Day Ahead!!:-)



Good Morning Mail for Journey

Good Morning!!:-)


Life is just a journey!! 
                                                     - Princess Diana


Have A Good Day Ahead!!:-)

20150526

25 HDFC Home Line Nos. all across India

HDFC Home Line Numbers



  1. Ahmedabad - 66307000
  2. Bengaluru - 41183000
  3. Bhopal - 4433333
  4. Bhubaneshwar - 2395060
  5. Chandigarh - 3989123
  6. Chennai - 28599300
  7. Coimbatore - 4301100
  8. Dehradun - 6672222 , 1860204222
  9. Guwahati - 7101800
  10. Hyderabad - 67699000
  11. Indore - 44433333
  12. Jaipur - 9875088888
  13. Kochi - 9387766666
  14. Kolkata - 66556655
  15. Lucknow - 3989123
  16. Mumbai - 66636000
  17. Nasik - 6606000
  18. Nagpur - 2566000
  19. New Delhi - 41115111
  20. Patna - 2502522
  21. Pune - 25505000
  22. Raipur - 4243100
  23. Surat - 6711800
  24. Thiruvananthapuram - 99959998000
  25. Vadodara - 2308400


How to attach an email in Gmail as an attachment?

First open that mail which you would like to attach
In the upper right corner of the message, there will be a "Reply" button
It will be having a drop-down
In the drop-down, there will be lot of options like "Reply to all", "Print" etc.
Select "Print"
The "Print Screen" will come by this.
There will be a button known as "Print"
Below this there will be a button known as "Destination" (may not be in Opera, but is there in Google Chrome)
In front of destination dialog box, there will be a button known as "Change"
When you click on "Change", you get to see a lot of options like "which printer to select" or "PDF Printer" or "Google Cloud Print"
In "Google Cloud Print" there will be a button known as "Save to Google Drive"
Click on it
It will start loading.
Then in the left top section of the "print screen", there will be a button known as "Save"
Click on it
The mail gets saved on Google drive.

Now open your new mail or "Compose mail" or your mail to which you would like to attach this mail.
In this mail, there is an  "attachment" option below, which is given like the icon of a pin or a U-Pin
Next to this, there is a triangular type button next to the attachment button.
Click on this "Save to Google Drive" - the triangular icon
Select the attachment with the name of the file or the mail, which you want to attach with.
More probably the mail would get saved in PDF mode and might appear at the top
click on "Insert" button on the bottom left corner of the dialog box
So the file or the mail gets inserted as a PDF Attachment in your mail.

How to calculate CFT weight for sending material through transport?

CFT Weight in Transport

Things like cotton & other are light weighted. They occupy more space of the truck.
So instead of original weight, the CFT weight becomes applicable for such consignments

How to calculate CFT weight in foots?

In Foots
Measure Length, Breadth & Height in foots
Say Length = 1 ft., Breadth = 1 ft. & Height = 1ft.
So CFT will be = LxBxH = 1x1x1 = 1 Cubic foot or 1
In some transports conversion rate is 1 CFT = 15kg
So weight of such a box will be considered as 15kg even if the box weighs only 2 kg.
In case if box weighs 20 kg, then actual weight will be considered & CFT weight is ignored.
In some express couriers, 1 CFT = 20kg, so charges for 20 kg gets applied.

How to calculate CFT weight in inches?
Sometimes 1/2 foot or 1/4 foot cannot be measured. So it is preferred to measure the box in inches & then convert into foots.
So Measure Length, Breadth & Height in inches
Say Length = 12 inches, Breadth = 12 inches & Height = 12 inches
So CFT will be = LxBxH = 12x12x12 = 144x12=1728 Cubic inches
Divide this 3 times by 12 ie. 1728
We get 1728/1728 = 1 cubic foot
Convert 1 CFT =15kg or 20kg depending upon what the transporter's norms are.
Freight will be calculated on CFT weight if actual weight is much lower than CFT weight

20150522

How to use debit card for shopping at merchant's shop?

How to do cashless shopping by using Debit card at Shop?

Cards that can be used for cashless shopping
1) ATM Card
2) Debit Card

Machine in which card to be swiped - Merchant POS Terminal

Steps for doing cashless shopping

1) In Machine, select "Debit Card".
2) Press "0" for Maestro card
3) Swipe your card on terminal
4) Key in the purchase amount
5) Select account type by pressing "1" for Savings Account
6) Select account type by pressing "2" for Current Account
7) Key in your confidential PIN Number
8) Check the amount on the transaction receipt generated.
9) If amount is OK, sign it.
10) Transaction gets completed by this 9th step.
11) Collect receipt for your record. (1 copy with shopkeeper & other with you for records out of the 2 copies generated from machine)

20150519

How to download Historical statement in HDFC?

How to download Historical statement in HDFC?

1) When you try to download account summary or account statement for more than 2 months, it gives a message saying you can download only last 2 months data, if you want to download account statement for more than 2 months, go to "Download Historical Statement" option.

2) This option is nowhere available on whole page.

How to go?

1) Log in to HDFC
2) Put in your user name & password
3) The Home page will appear
4) In that on left pane, there will be options under Heading "Accounts" like
'Financial Summary" with an arrow in front of it,
"Transact" with an arrow in front of it,
"Enquire" with an arrow in front of it.

Click on the arrow of "Enquire"
You will see sub headings like
"View Account Balance"
"View/Download Account statement" &
"View Historical Statement" & others

Click on this "View Historical statement"
Select account number in dialog box provided
Select the periods whatever you want
Choose a format for the statement to be downloaded.
Acrobat is best as the downloaded format also contains signature & can be held reliable for submission to bankers for loan etc. Going to bank & taking Stamp may not be required, depends upon banker, when applying for loan etc.
Then after choosing format, click download button.
Historical statement for desired duration will be attained.



Documents required for clearing bank loan for purchasing house

Below documents are needed for clearing Bank Loan for Home/House purchase


KYC Documents (Self Attested)
1) One Photograph of Applicant and co-applicant (in case co-applicant is also applying with applicant, otherwise only applicant photograph is sufficient)
2) Age proof of applicant & co-applicant (PAN Card Must, Passport etc.)
    - Only PAN Card can serve this purpose if other documents not available eg. passport etc.
3) Address proof of Applicant & Co-applicant (MSEB Bill, Telephone bill, Passport, Voters ID Card etc.)
    - If living on rent & none of this documents exist, then Voters ID card is sufficient. Alternatively Aadhar card also consists of our address, hence Aadhar card can also be provided for this.
4) Resume/Experience letter/Qualification certificate
    - One of the 3 will do


Income Proof (of Applicant & Co-Applicant)
1) Latest 3 months salary slip of applicant & co-applicant (stamped from company mandatory)
2) Latest 6 months original salary account and saving account statement of applicant & co-applicant (with stamp of bank)
- If downloaded online from netbanking, stamping from bank may not be necessary
3) Form 16 (Ass. Year 2014-15 if applying in the year 2015 i.e. for last year, same year F-16 is 2015-16 which will be received later, in other words the latest F-16 is required)
4) VOE Form stamped from the company HR/Account or Employment letter
    VOE form or Verification of employment form can be accessed from personal banker
5) Existing Loan details & repayment track record for latest 6 months (if any)
6) Own contribution proof (Total Property cost - loan amount)

Other
1) Appointment letter with salary break up & relieving letter of previous company (if service is less than 3 years in present organisation)
If job is more than 3 years old in same company, F-16 only may suffice & no yearly increment letters might be needed. Depends on banker demanding documents.
2) Processing Fees Cheque favouring HDFC Ltd.
3) Duly filled and signed application form

After this documents are ready, same to be stored in a file & submitted to banker for home loan application. Banks like HDFC provide loan upto 90% for home purchase deals.

How to check your PF online?

How to check PF online?

How to check Provident fund online?


Go to link
http://www.epfindia.com/MembBal.html

There is a button known as
"Click here" to know the balance
This button is at the bottom of the page.

Click on the "Click here"
This will take you to the weblink or webpage as given below : -
http://epfoservices.in/epfo/member_balance/member_balance_office_select.php

Now in Select PF Office state, say your state is Maharashtra, then
click on the arrow of the "Select PF Office State" & click on Maharashtra

Table of EPFO Offices of Maharashtra will come below.
Say if your state is Pune, scroll through the list to find out your EPFO office

Then click on your office name "Pune" which is hyperlinked.
Clicking on Pune will take you to a new webpage as given below : -
http://epfoservices.in/epfo/member_balance/member_balance.php?officename=UFVORQ==

This is the Member Balance Information page, that will appear
Below it has headers like this
1) Employee PF Account Number - consisting of 5 buttons in which 2 are filled & 3 are to be filled by us
2) Name (as appears in EPF Slip)
3) Mobile Number

For point 1, i.e. in the Employee PF Number - the first 2 informations will be filled on its own eg.if you are in Pune, ie your PF office is Pune it will read as "PU" in 1st button & "PUN" in 2nd button.

Now if your PF no. reads like this say MH/PUN/140489/5342
Then 3rd button should be filled in the number "140489" - this can be a 6 digited & for some 7 digited number

The 4th button should be left vacate
In the 5th button type the PF No. say "5342" wrt. above PF No. i.e. MH/PUN/140489/5342

If you fill PF No. in 4th button results will not come. Please note.

Then type name in 2nd dialog box
Type Mobile number in 3rd dialog box

Then click on "I agree"

The "Submit" button which was deactivated will now get activated when you click & put a tick on "I agree"

Then click on "SUBMIT" button.

If 1 or 2 minutes, a SMS will come at your mobile.

It will contain 2 amounts - EE Amount & ER Amount
EE Amount stands for employee contribution &
ER Amount stands for employer contribution.









20150517

What is Sarga & Pratisarga as per Puranas?

Overview of "Time" - As per Markandeya Purana

Smallest unit of Time
Nimesha

15 Nimeshas = 1 Kashtha
30 Kashthas = 1 Kala
30 Kalas = 1 Muhurta
30 Muhurtas = 1 ahoratra = 1 span of day & night
30 Ahoratras = 1 month

2 Pakshas (Fortnight) = 1 month
6 months = 1 Ayana
2 Ayanas = 1 year  (2 Ayanas are Uttarayana & Dakshainayana)

12 months = 1 year

1 Ayana = Uttarayana = 1 day of gods
1 Ayana = Dakashainayana = 1 night of gods

1 year of humans = 1 day & 1 night of gods

12000 years of gods = 1 Mahayuga

1 Mahayuga = 4 yugas or 4 eras

Satyayuga OR Kritayuga - 1st yuga = 4700 years of gods
Tretayuga - 2nd yuga = 3500 years of gods
Dvaparyuga - 3rd yuga = 2300 years of gods
Kaliyuga - 4th yuga = 1500 years of gods
Total 12000 years of Gods

1 Mahayuga - 71 manvantaras (eras) - time period ruled by each Manu (1st Man of Creator)

1 Kalpa = 1 day of Brahma (Creator)
1 Kalpa = 14 manvantaras
1 Kalpa = 1000 Mahayugas
360 Kalpas = 1 year of Brahma (Creator)
100 years of Creator = 1 Parardha
At end of Parardha, whole universe is destroyed including Creator (Brahma), Vishnu & Shiva.


At end of destruction or extreme doom, creation starts afresh
This creation is known as Sarga.

SMALLER DESTRUCTIONS

A smaller destruction takes place at end of each kalpa
All things are destroyed including heavens & hells.
But Creator (Brahma), Vishnu & Shiva are not destroyed.
Creation starts afresh at end of this destruction.
This creation is known as Pratisarga.







If your connection is slow, how to download Gmails in your PC just like the Microsoft mails?

If your connection is slow, how to download Gmails in your PC just like the Microsoft mails?

Go to Gmail Offline Apps
Link - https://chrome.google.com/webstore/detail/gmail-offline/ejidjjhkpiempkbhmpbfngldlkglhimk?hl=en

Click on "Add to Chrome"
This "Add to Chromee" button is at the upper right corner of the webpage near to "Visit Website" button.
Click on "Yes" when it asks "Should it add to chrome"

This will give a webpage of Gmail which enables us to compose mail when offline.
Also sent mails gets accumulated in Outbox & we can send them when connectivity is received.
Also we get new mails in Inbox in this application when connectivity is received.
This application is downloadable on all laptops & personal computers.

How to enable or disable preview pane in Gmail?

How to enable or disable preview pane in Gmail?

In Gmail
Go to Settings

Go to Labs (9th tab & last 3rd on top)

In 'Search for a lab' - Type preview or click on preview wording given there
Click enter

In ENABLED LABS,
Click on Enable
Save Changes
Preview pane will be enabled.

Now, Go to Inbox
At top there will be an icon next to arrow icons for page nos. of mail

Click on that icon "Toggle split pane mode" is its name. Will be known when you put your cursor on that icon.
Click on "No Split"
Preview Pane will be disabled.

This way you can enable or disable  preview pane in Gmail.

How to start Blue tooth in Acer Laptop (Aspire one model)?

How to start Blue tooth in Acer Laptop (Aspire one model)?

Bluetooth

By Jnmasek (Own work) [Public domain], via Wikimedia Commons


There is a "Fn" button in blue letters (next to Ctrl button)
There is F3 button in the topmost row of the laptop keypad
Click this "Fn" & "F3" together.
We will get a dialog box type box called "Launch Manager"
It will have 2 listings
1) Wi-fi - On / Off
2) Bluetooth - On/Off
Click on the On button of bluetooth which is having a green background.
Blue tooth of the Acer Laptop will get on.


How to lock cursor in an Acer Laptop (Aspire one model) ?

How to lock cursor in an Acer Laptop (Aspire one model) ?

File:Cursor-design1-arrow.svg


CURSOR LOCK - SHORTCUT KEY

  1. There is a "Fn" button in blue letters (next to Ctrl button)
  2. There is F7 button in the topmost row of the laptop keypad
  3. Click this "Fn" & "F7" together.
  4. Inbuilt Mouse of the laptop will be locked.
  5. Again if you want to unlock, click on "Fn" & "F7" together.
  6. Cursor will be unlocked.
  7. That means you will be able to use inbuilt mouse of the laptop

SHORTCUT Key to activate & deactivate CURSOR
Fn & F7 (Press Together )

Chartered Accountant in Bhosari for Filing IT Returns & other works in Bhosari, Pune


D.B.Nehere & Co.
Chartered Accountants
Address : -
Office No. 43, Wing - G,
Jai Ganesh Samrajya,
Spine Road,
Panjarpol,
Pune-Nashik Highway,
Bhosari , Pune - 411 039

Contact Details : -
Email : cadbnehere@gmail.com
Voice : 9960407003 / 7276030604

Name :  CA Dayanand B. Nehere

6 Jai Hind Outlets Contact details in Pune & Kolhapur

Jai Hind Outlets Contact details

1.) JC Retail India P. Ltd.
Exchange time : - 1 pm to 4 pm (within 7 days from date of billing) Except Sunday.
Contact Nos.
Laxmi Road Outlet
020 - 24436600, 24450105, 41022500

2.) Kothrud Outlet
020-25459982, 41022700

3.) Aundh Outlet
020-25886708, 41022800

4) Pimpri Chinchwad Outlet
020-27443791, 40715400

5.) Camp Outlet
020 - 41212300

6.) Kolhapur Outlet
0231 - 2522280

Head Office
020 - 24271008

Email :  jcretailindia@gmail.com

20150502

2nd Generation MOTO E specifications

2nd Generation MOTO E specifications

Mobile type - 2nd Generation Moto E
Marketed as - New Moto E
Smartphone type - Android
Developed by  -Motorola Mobility
Released on - 25th Feb,15

Dimensions
Height - 129.9 mm (5.11 in)
Width  - 66.8 mm (2.63 in)
Length - 12.3 mm (0.48 in)
Weight 145 g (5.1 oz)

Operating system - Android 5.0.2 "Lollipop"
Internal Storage - 8 GB
Battery - 2390 mah
Removable battery - No

Display - 4.5 in (110 mm) diagonal LCD 
Glass type - Corning Gorilla Glass 3 at Display 960×540 px (256 ppi)
Processor (System on chip) - 3G Snapdragon 200/ 4G Snapdragon 410
Front Camera - Yes
Twist to Camera - Yes
Memory - 1GB Ram
Removable storage - MicroSDHC card slot (supports expandable storage upto 32 GB)
CPU - 1.2 GHz Quad-core
Sound - Front-facing mono speaker
GPU - 3G Model: Adreno 302 / 4G Model: Adreno 306
Connectivity -
i)   GPS / GLONASS,
ii)  Wi-Fi 802.11 b/g/n,
iii) Bluetooth 4.0,
iv)  FM Radio,
v)   Micro USB,
vi)  3.5mm audio jack

Water resistant - No. Phone is not water resistant. But has a water resistant coating which protects it from light water splash
Available in 3G & 4G

Other notable points
When you dial emergency number, GPS in mobile shows your location
Website - www.startwithmotoe.com

20150501

Are the REINCARNATION facts - True? Some worth knowing truths & facts

Links of Reincarnation cases all across the Globe 

12 Reincarnation cases - Hidden Truths

(Worth knowing truths from wikipedia - the ones, our modern universities ignore)

Photo from 
http://www.spiritscienceandmetaphysics.com/scientific-proof-of-reincarnation-yes-the-soul-exists/

Is Reincarnation fact - true or fake? Refer this links & judge for yourself.


"Give every man thy ear, but reserve thy judgement"

1) Shanti Devi - India
    Investigated by - Ian Stevenson directly & Mahatma Gandhi indirectly
    Link : - http://en.wikipedia.org/wiki/Shanti_Devi
    Type : Strong evidence for reincarnation

2) Jenny Cockell
     An English Pyschic & Writer  
     Link : - http://en.wikipedia.org/wiki/Jenny_Cockell

3) Corliss Chotkin
    From Alaska (The Tlingit People)
    Link : - http://en.wikipedia.org/wiki/Ian_Stevenson#Case_of_Corliss_Chotkin

4) Dorothy Eady
    From London
    Link : - http://en.wikipedia.org/wiki/Dorothy_Eady

5) Arthur Flowerdew
    From England
    Link : - http://en.wikipedia.org/wiki/Arthur_Flowerdew

6) Joan Grant
    From London
    Link : - http://en.wikipedia.org/wiki/Joan_Grant

7) Dolares Jay
    From USA
    Link : - http://en.wikipedia.org/wiki/Xenoglossy#Notable_claims

8) Ada F Kay
    From Scotland
    Link : - http://en.wikipedia.org/wiki/Ada_F._Kay

9) Bridey Murphy
    From Ireland
    Link : - http://en.wikipedia.org/wiki/Bridey_Murphy

10) Lobsang Rampa
      From Britain
      Link : - http://en.wikipedia.org/wiki/Lobsang_Rampa

11)  Edward Ryall
       From : England
       Link : - http://en.wikipedia.org/wiki/Ian_Stevenson#Case_of_Edward_Ryall

12)  Helene Smith
       From Geneva
       Link : -  http://en.wikipedia.org/wiki/H%C3%A9l%C3%A8ne_Smith


Brainstorming fact of the Day



Photo reference -Wikipedia

Professor Ian Stevenson from University of Virginia found out such more than 3000 cases all across the globe. He was a Pyschiatrist

Refer Wikipedia Link - https://en.wikipedia.org/wiki/Ian_Stevenson
"He traveled extensively over a period of forty years, investigating three thousand cases of children around the world who claimed to remember past lives"  - Stanza from above Wikipedia link

Spread the light!!! To as many as you can!!:-)
And Enjoy eternality :-)